Tracker log

The log

1. 16 Oct 2026Market move
   Founder Shield

   Founder Shield brand retired into Baldwin

   Founder Shield, owned by The Baldwin Group since 2021, now operates as Baldwin's Innovation Practice. Its Gen AI Liability line is still listed.

   Confirmed by the issuerInsurance BusinessCoverager, 16 Oct 2026
2. 24 Sep 2026Adds AI cover
   Beazley

   Beazley adds AI shutdown and AI regulatory cyber endorsements

   Two endorsements to its Full Spectrum Cyber policy: one for a business that suspends its own malfunctioning AI system, the other for regulatory investigations or fines after unintentional AI misuse.

   Lines: Cyber
   Confirmed by the issuerBeazley, 24 Sep 2026Insurance Business UK, 25 Sep 2026Insurance Journal, 25 Sep 2026
3. 23 Sep 2026Adds AI cover
   CFC

   CFC confirms affirmative AI cover in its IP policy

   CFC's Intellectual Property policy now confirms that IP claims involving AI stay covered if they otherwise qualify, which CFC says removes ambiguity without changing the policy's scope.

   Lines: Intellectual property
   Confirmed by the issuerCFC, 23 Sep 2026
4. 17 Sep 2026Adds AI cover
   Beazley

   Beazley adds affirmative AI wording to cyber and tech E&O

   An endorsement states that AI-related risks sit within Beazley's cyber cover, so clients do not have to infer it.

   Lines: Cyber, Tech E&O
   Confirmed by the issuerBeazley, 17 Sep 2026Insurance Journal, 17 Sep 2026Insurance Business UK, 17 Sep 2026
5. 17 Sep 2026Adds AI cover
   CFC

   CFC moves financial institutions cyber onto AI-aware wording

   Most of CFC's financial institutions products now carry its full Cyber Proactive Response policy, with wording that covers AI-related cyber exposures, unlimited reinstatements and zero excess.

   Lines: Cyber, Financial institutions
   Confirmed by the issuerCFC, 17 Sep 2026
6. 25 Aug 2026Excludes AI
   US insurers (Trades Coverage count)

   Generative AI exclusion filings pass 4,000 across US states

   Trades Coverage counted 4,078 filed adoptions of generative AI exclusion forms in admitted markets across 49 states and DC through 31 July 2026, 2,369 of them in force, with a peak of 413 filings in February 2026. Filings show adoptions, not policies sold, and non-admitted markets are not counted.

   Lines: General liability, Umbrella and excess, Package, Businessowners, E&O
   Secondary source onlyInsurance Business, 25 Aug 2026Beinsure, 25 Aug 2026
7. 19 Aug 2026Market move
   Munich Re, At-Bay

   Munich Re agrees to buy At-Bay

   Munich Re agreed to acquire cyber insurtech At-Bay at a $575M enterprise value, to sit under HSB. Closing is expected in Q1 2027.

   Confirmed by the issuerHSB / Munich Re, 19 Aug 2026At-BayAt-BayAt-BayReinsurance News, 19 Aug 2026
8. 25 Jun 2026Adds AI cover
   CFC

   CFC writes affirmative AI wording into seven products

   CFC wrote explicit AI wording into seven products, including tech E&O, professional liability, media and cyber, addressing hallucination, AI content and model drift.

   Lines: Tech E&O, Professional liability, Cyber, Media
   Confirmed by the issuerCFC, 25 Jun 2026
9. 24 Jun 2026Adds AI cover
   Mayflower Specialty, Hadron Insurance

   AI liability program launches on Hadron paper

   An MGA-and-carrier program offering affirmative D&O, EPL and E&O for companies deploying AI, plus a layer that fills gaps in existing policies.

   Lines: D&O, EPL, E&O
   Confirmed by the issuerMayflower and Hadron (via Business Wire), 24 Jun 2026Coverager, 24 Jun 2026
10. 21 Apr 2026Adds AI cover
    Cowbell, Chaucer

    Cowbell Prime One adds affirmative AI cover

    A non-admitted cyber product written by Chaucer for US firms with $250M to $1B revenue that affirmatively covers AI-related incidents, with limits up to $10M.

    Lines: Cyber
    Confirmed by the issuerCowbell, 21 Apr 2026Business Insurance, 21 Apr 2026
11. Apr 2026Excludes AI
    Chubb, Travelers, W. R. Berkley, AIG

    Chubb and Travelers reported among carriers filing AI exclusions

    Insurance Business says Chubb, Travelers, W. R. Berkley, Berkshire Hathaway and AIG had each filed to adopt ISO's generative AI exclusions or their own versions by April 2026. It gives no states, filing numbers or edition dates.

    Lines: General liability, Products-completed operations
    Secondary source onlyInsurance Business, 16 Sep 2026
12. 18 Mar 2026Adds AI cover
    HSB

    HSB announces AI liability cover for small businesses

    Fills general liability gaps for AI-related injury, damage and advertising injury claims. Sold through partner carriers, pending regulatory approval.

    Lines: CGL
    Confirmed by the issuerMunich Re / HSB, 18 Mar 2026
13. 26 Feb 2026Adds AI cover
    Mosaic Insurance, Munich Re

    Mosaic and Munich Re launch AI performance cover

    Pays financial losses when an AI model misses defined performance thresholds, with up to 15 million in initial capacity.

    Confirmed by the issuerMosaic Insurance, 26 Feb 2026Reinsurance News, 27 Feb 2026Coverager, 15 Mar 2026Munich Re
14. 26 Feb 2026Market move
    Testudo, QBE

    Testudo adds Atrium and QBE, lifting limits

    Atrium and QBE joined Apollo on Testudo's Lloyd's panel for generative AI liability, taking limits to $9.25M per insured.

    Confirmed by the issuerAtrium Underwriting Group, 26 Feb 2026FinTech Global, 9 Mar 2026Coverager, 8 Mar 2026The Insurer, 15 Jan 2026The Insurer, 31 Oct 2025Insurance Insider USindependentagent.com, 21 Oct 2025
15. 12 Feb 2026Adds AI cover
    AIUC

    First AIUC-1-backed policy goes live

    ElevenLabs said it is the first to carry an AIUC-1-backed policy for its voice agents. The insurer, limits and terms were not disclosed.

    Confirmed by the issuerAIUC, 12 Feb 2026ElevenLabs, 12 Feb 2026Coverager, 11 Feb 2026AIUCInsurance Journal, 25 Jul 2025AOL FinanceCoverager, 15 Sep 2026
16. 10 Feb 2026Adds AI cover
    Chaucer, Armilla

    Chaucer and Armilla launch Vanguard AI

    Pairs Chaucer cyber and tech E&O with Armilla's standalone AI liability, with set rules for splitting mixed losses. AI limits start at $25M.

    Lines: Cyber, Tech E&O
    Confirmed by the issuerChaucer Group, 10 Feb 2026Armilla AI, 10 Feb 2026Armilla AI
17. 2 Feb 2026Excludes AI
    Chubb

    Chubb reported to carve out widespread AI events

    Beinsure says Chubb has agreed to cover certain AI incidents while excluding any that could cause damage on a wide scale at the same time. No product, policy line or limit is named.

    Secondary source onlyBeinsure, 2 Feb 2026
18. 2 Feb 2026Adds AI cover
    QBE

    QBE reported to offer capped cover for EU AI Act fines

    Beinsure, citing the Financial Times, says QBE added an endorsement giving limited cover for EU AI Act fines, capped at 2.5% of the insured limit. The policy line and effective date are not stated.

    Secondary source onlyBeinsure, 2 Feb 2026
19. 1 Feb 2026Regulator
    AIG, W. R. Berkley, Great American

    AI exclusion filings by AIG, Berkley and Great American reported approved

    Beinsure reports that regulators approved the filings it reviewed: National Union (AIG) in Idaho and Illinois, Berkley Insurance in Connecticut and Great American in Washington. Illinois regulators asked what real-world scenario the exclusion targeted. No approval dates or form numbers are given.

    Lines: Program liability, Management liability, Crime, Umbrella and excess
    Secondary source onlyBeinsure, 1 Feb 2026
20. 21 Jan 2026Adds AI cover
    Armilla

    Armilla raises AI liability limits to $25M

    Armilla lifted Lloyd's-backed limits to $25M per organization and folded traditional general liability coverages into its policy.

    Confirmed by the issuerArmilla AI, 21 Jan 2026Armilla AIInsurance Business, 24 Apr 2025Armilla AIBeinsure, 25 Sep 2026
21. Jan 2026Excludes AI
    Verisk (ISO)

    ISO generative AI exclusions take effect

    Three optional endorsements, CG 40 47, CG 40 48 and CG 35 08, let carriers exclude generative AI from general liability and products-completed operations cover.

    Lines: CGL, Products-completed operations
    Secondary source onlyBig I (independentagent.com), 21 Oct 2025
22. 23 Nov 2025Excludes AI
    AIG, Great American, W. R. Berkley

    Three insurers seek approval to exclude AI liabilities

    The Financial Times reported that insurers asked US regulators to let them exclude AI-related liabilities from corporate policies. Beinsure's account names AIG, Great American and W. R. Berkley; TechCrunch's names Chubb in place of AIG. AIG says it has no current plans to use the exclusions.

    Lines: Corporate liability
    Secondary source onlyBeinsure, 2 Feb 2026TechCrunch, 23 Nov 2025
23. 21 Nov 2025Adds AI cover
    Counterpart

    Counterpart adds affirmative AI cover for professionals

    Explicit cover for errors from AI tools across miscellaneous professional liability and allied health, plus a new tech E&O insuring agreement.

    Lines: Professional liability, Tech E&O
    Confirmed by the issuerBusiness Wire, 21 Nov 2025
24. 5 Aug 2025Adds AI cover
    Embroker

    Embroker AI endorsement on Tech E&O and cyber

    Confirms AI-delivered services are in scope and covers biased-output claims and AI regulatory probes; algorithm removal is capped at $150,000.

    Lines: Tech E&O, Cyber
    Confirmed by the issuerEmbroker, 26 May 2026Embroker
25. 28 May 2025Excludes AI
    W. R. Berkley

    Berkley 'absolute' AI exclusion described

    Coverage counsel described a Berkley exclusion for D&O, E&O and fiduciary policies that removes claims tied to any use, deployment or development of AI. A 2026 trade-press account adds failures to flag third-party AI content and breaches of AI-related duties. No form number or filing date is public.

    Lines: D&O, E&O, Fiduciary
    Secondary source onlyHunton Andrews Kurth, 28 May 2025Insurance Journal, 17 Aug 2026
26. 15 May 2025Adds AI cover
    Google Cloud

    Google Cloud adds affirmative AI cover to its Risk Protection Program

    Google announced affirmative AI coverage through partner insurers in its Risk Protection Program and added Munich Re Specialty as a partner. It does not say which insurer writes the AI cover.

    Lines: Cyber
    Confirmed by the issuerGoogle Cloud, 15 May 2025
27. Apr 2025Adds AI cover
    Armilla, Chaucer

    Armilla launches affirmative AI liability at Lloyd's

    A standalone policy for losses from hallucinations, drift, harmful outputs and agent mistakes, placed through surplus lines brokers.

    Confirmed by the issuerInsurance Business, 24 Apr 2025Armilla AIArmilla AI, 21 Jan 2026Armilla AIBeinsure, 25 Sep 2026
28. 14 Jan 2025Adds AI cover
    Relm Insurance

    Relm launches three AI policies

    NOVAAI (cyber and tech E&O for AI companies), PONTAAI (an excess wrap over existing liability) and RESCAAI (first-party AI incident response).

    Lines: Cyber, Tech E&O
    Confirmed by the issuerRelm Insurance, 14 Jan 2025
29. 21 Oct 2024Adds AI cover
    AXA XL

    AXA XL adds Gen AI endorsement to cyber

    Covers training-data poisoning, IP-permission failures and EU AI Act liability for businesses building their own models.

    Lines: Cyber
    Confirmed by the issuerAXA XL, 21 Oct 2024Reinsurance News, 22 Oct 2024
30. 29 May 2024Market move
    Deloitte

    Deloitte projects $4.7B in AI insurance premiums by 2032

    Deloitte estimated annual global AI insurance premiums could reach about $4.7 billion by 2032, a compound annual growth rate of around 80%.

    Confirmed by the issuerDeloitte Insights, 29 May 2024
31. 26 Mar 2024Adds AI cover
    Coalition

    Coalition adds affirmative AI endorsement to cyber

    Adds AI security events to the cyber trigger and extends funds-transfer-fraud cover to deepfake instructions.

    Lines: Cyber
    Confirmed by the issuerCoalition, 26 Mar 2024Coalition