Beazley is a specialty insurer. In September 2026 it added affirmative AI wording to its cyber and tech E&O policies and two AI endorsements to its Full Spectrum Cyber policy. Trade press reported an AIUC product on its paper in May 2026.
An endorsement to Beazley's Full Spectrum Cyber policy for a business that voluntarily suspends its own malfunctioning AI system to prevent further financial harm. Beazley presents it as an industry first.
Item 1
Published limit
Not published
Item 2
Type
Endorsement
Item 3
For
Companies that use AI
Item 4
How to buy
Added to Beazley cyber policies
Item 5
Backed by
Beazley
Item 6
Who it is for
not stated
Item 7
Where
United States, surplus lines (Canada shown as preliminary)
Item 8
Launched
24 September 2026
Item 9
Risks named
AI-driven cyber events, Model performance and downtime
Item 10
Record
Confirmed by issuer
What the sources don't say: No Beazley page states a limit, sublimit or retention. Descriptions of this as business interruption or lost-earnings cover come from trade press, not Beazley, and some trade press date the release 25 September 2026 rather than Beazley's 24 September. Beazley's 6 October 2026 page lists it as US surplus lines only, written by Beazley Excess and Surplus Insurance, Inc. or Beazley-managed Lloyd's syndicates, with Canada shown as preliminary.
An endorsement to Beazley's Full Spectrum Cyber policy for businesses whose unintentional misuse of AI leads to regulatory investigations or fines. Beazley aims it at firms with sound AI governance.
Item 1
Published limit
Not published
Item 2
Type
Endorsement
Item 3
For
Companies that use AI
Item 4
How to buy
Added to Beazley cyber policies
Item 5
Backed by
Beazley
Item 6
Who it is for
not stated
Item 7
Where
United States, surplus lines (Canada shown as preliminary)
Item 8
Launched
24 September 2026
Item 9
Risks named
AI regulatory fines and defence
Item 10
Record
Confirmed by issuer
What the sources don't say: No Beazley page states a limit, sublimit or retention. The reference to breaches of AI-specific legislation comes from trade press, not Beazley, and some trade press date the release 25 September 2026 rather than Beazley's 24 September. Beazley's 6 October 2026 page lists it as US surplus lines only, written by Beazley Excess and Surplus Insurance, Inc. or Beazley-managed Lloyd's syndicates, with Canada shown as preliminary.
Beazley added an endorsement to its cyber and tech E&O policies that states AI-related risks sit within its Full Spectrum cyber cover, so clients do not have to infer it.
Item 1
Published limit
Not published
Item 2
Type
Endorsement
Item 3
For
Companies that build or use AI
Item 4
How to buy
Not stated
Item 5
Backed by
Beazley
Item 6
Who it is for
not stated
Item 7
Where
United States: admitted in some states and surplus lines (17 Sep page); the 6 Oct page lists the AI endorsements as US surplus lines only
Item 8
Launched
17 September 2026
Item 9
Risks named
AI-driven cyber events
Item 10
Record
Confirmed by issuer
What the sources don't say: Some trade press called this the "AI Clarifying Endorsement" and read it as covering attacks that use AI; Beazley calls it "affirmative AI wording" and its pages do not limit it that way. A reported AI sublimit of about 10% comes from Insurance Business citing the Financial Times; Beazley told that outlet cover had not been reduced, and no Beazley page states a limit, sublimit or retention. Beazley's 6 October 2026 page lists it as US surplus lines only, written by Beazley Excess and Surplus Insurance, Inc. or Beazley-managed Lloyd's syndicates, with Canada shown as preliminary.
Trade press reported in May 2026 that AIUC secured underwriting capacity from Beazley to build a specialist liability product for AI companies. No limits, pricing, customers or launch date were published in the source reviewed.
Item 1
Published limit
Not published
Item 2
Type
Standalone policy
Item 3
For
Companies that build AI
Item 4
How to buy
Not stated
Item 5
Backed by
Beazley (capacity reported; AIUC described as an MGA)
Item 6
Who it is for
AI companies
Item 7
Where
Not stated
Item 8
Launched
Not stated
Item 9
Risks named
Model performance and downtime, IP and content claims
Item 10
Record
Trade press only
What the sources don't say: The only source reviewed is an aggregator write-up that does not cite an original report. Neither AIUC's homepage nor ElevenLabs' announcement names Beazley. Treat this as unconfirmed until AIUC or Beazley confirm it.
With AIUC. Latest change 15 May 2026. Checked 21 Oct 2026.Sources: Complete AI Training
What Beazley's cover names
AI-driven cyber events: AI Voluntary Shutdown Endorsement (009) and Affirmative AI wording (022)
Model performance and downtime: AI Voluntary Shutdown Endorsement (009) and Specialist AI liability product on Beazley paper (023)
AI regulatory fines and defence: AI Regulatory Defence & Penalties Endorsement (010)
IP and content claims: Specialist AI liability product on Beazley paper (023)
Risk names are our labels for what each source describes. Wording, sublimits and exclusions decide what a policy pays.
Change history
Beazley adds AI shutdown and AI regulatory cyber endorsements
Two endorsements to its Full Spectrum Cyber policy: one for a business that suspends its own malfunctioning AI system, the other for regulatory investigations or fines after unintentional AI misuse.
Yes. The register lists 4 offerings from Beazley: AI Voluntary Shutdown Endorsement (endorsement), AI Regulatory Defence & Penalties Endorsement (endorsement), Affirmative AI wording (endorsement) and Specialist AI liability product on Beazley paper (standalone policy). Some details come from trade press or an announcement, as marked on each listing.
What limits does Beazley publish?
Beazley does not publish limits for the offerings we track. Limits are set at underwriting; ask a licensed broker.
How do you buy Beazley's AI cover?
AI Voluntary Shutdown Endorsement: Added to Beazley cyber policies; AI Regulatory Defence & Penalties Endorsement: Added to Beazley cyber policies. We do not sell insurance or take commissions.
