AI insurance coverage

Insurance for AI risk comes in several shapes: standalone AI policies, AI endorsements added to cyber or tech E&O, programs and certification-backed cover. These guides explain each one, built on the 28 listings in the register and cited line by line.

13 endorsements8 standalone policies4 programs1 certification-backed cover1 performance warranty1 planned launch

AI liability insurance: what it covers and who sells itAI liability insurance explained: what the policies we track cover, who sells them, the limits they publish, and why general liability may now exclude AI.Updated 21 Oct 2026Insurance for AI agents: what covers an agent's mistakesInsurance for AI agents: which policies we track name agent errors, how AIUC-1 ties an audit to cover, which limits are published and where the gaps are.Updated 21 Oct 2026Does tech E&O insurance cover AI?Does technology errors and omissions insurance cover AI? What silent wording means, which insurers add AI to tech E&O, which exclusions to check, and limits.Updated 21 Oct 2026AI hallucination insurance: what pays when AI gets it wrongIs there insurance for AI hallucinations? Which policies we track name hallucinations or model error, what they pay for, published limits and gaps to check.Updated 21 Oct 2026Deepfake fraud: what insurance covers and what it does notDeepfake fraud and insurance: how cyber and crime policies treat fake voice or video payment requests, which insurers name deepfakes, and the gaps to check.Updated 21 Oct 2026Insurance for AI startups: tech E&O, cyber and D&O by stageAI startup insurance explained: how tech E&O, cyber and D&O fit at each stage, where AI cover attaches, and which listed providers sell AI cover online.Updated 21 Oct 2026AIUC-1 certification: how an AI agent audit links to insuranceWhat AIUC-1 is: the AI agent security, safety and reliability standard from AIUC, how its audit links to insurance, who is certified, and what is not public.Updated 21 Oct 2026