A cyber and tech E&O policy built for companies that develop and sell AI software, covering product liability, AI-generated content and regulatory exposure. It also includes a deepfake-related crime grant.
Item 1
Published limit
Not published
Item 2
Type
Standalone policy
Item 3
For
Companies that build AI
Item 4
How to buy
Licensed brokers
Item 5
Backed by
Relm Insurance Ltd (Bermuda); third-party capacity not stated
Item 6
Who it is for
AI platform companies and AI-based product/service companies
Item 7
Where
Not stated
Item 8
Launched
14 January 2025
Item 9
Risks named
AI-driven cyber events, AI regulatory fines and defence, Deepfake fraud, IP and content claims
Item 10
Record
Confirmed by issuer
What the sources don't say: Relm's announcement does not state limits, capacity partners or distribution for this specific product. Relm Insurance Ltd is regulated by the Bermuda Monetary Authority and is not licensed outside Bermuda; the page mentions a US 50-state MGA and says Relm works only through licensed insurance brokers.
Latest change 14 Jan 2025. Checked 21 Oct 2026.Sources: Relm Insurance
Reg. no. 017
PONTAAI
An excess difference-in-conditions wrap that sits over a company's existing liability programme to pick up AI-related claims those policies may exclude. It spans negligence, IP, discrimination, privacy, injury and regulatory breaches.
Item 1
Published limit
Not published
Item 2
Type
Standalone policy
Item 3
For
Companies that build or use AI
Item 4
How to buy
Licensed brokers
Item 5
Backed by
Relm Insurance Ltd (Bermuda); third-party capacity not stated
Item 6
Who it is for
Organisations with third-party liability from AI use or development whose existing programmes may exclude AI
Item 7
Where
Not stated
Item 8
Launched
14 January 2025
Item 9
Risks named
IP and content claims, Bias and discrimination, Privacy and data leakage, Bodily injury and property damage, AI regulatory fines and defence
Item 10
Record
Confirmed by issuer
What the sources don't say: Relm's announcement does not state limits, capacity partners or distribution for this specific product. Relm Insurance Ltd is regulated by the Bermuda Monetary Authority and is not licensed outside Bermuda; the page mentions a US 50-state MGA and says Relm works only through licensed insurance brokers.
Latest change 14 Jan 2025. Checked 21 Oct 2026.Sources: Relm Insurance
Reg. no. 018
RESCAAI
A first-party policy that pays response and loss costs when an AI system the insured relies on goes wrong, including downtime, reputational damage and recalls. It targets companies that run on or embed someone else's AI.
Item 1
Published limit
Not published
Item 2
Type
Standalone policy
Item 3
For
Companies that use AI
Item 4
How to buy
Licensed brokers
Item 5
Backed by
Relm Insurance Ltd (Bermuda); third-party capacity not stated
Item 6
Who it is for
Organisations using third-party AI in operations or embedding third-party AI in their products
Item 7
Where
Not stated
Item 8
Launched
14 January 2025
Item 9
Risks named
Model performance and downtime
Item 10
Record
Confirmed by issuer
What the sources don't say: Relm's announcement does not state limits, capacity partners or distribution for this specific product. Relm Insurance Ltd is regulated by the Bermuda Monetary Authority and is not licensed outside Bermuda; the page mentions a US 50-state MGA and says Relm works only through licensed insurance brokers.
Latest change 14 Jan 2025. Checked 21 Oct 2026.Sources: Relm Insurance
What Relm Insurance's cover names
AI-driven cyber events: NOVAAI (005)
AI regulatory fines and defence: NOVAAI (005) and PONTAAI (017)
Deepfake fraud: NOVAAI (005)
IP and content claims: NOVAAI (005) and PONTAAI (017)
Bias and discrimination: PONTAAI (017)
Privacy and data leakage: PONTAAI (017)
Bodily injury and property damage: PONTAAI (017)
Model performance and downtime: RESCAAI (018)
Risk names are our labels for what each source describes. Wording, sublimits and exclusions decide what a policy pays.
Change history
Relm launches three AI policies
NOVAAI (cyber and tech E&O for AI companies), PONTAAI (an excess wrap over existing liability) and RESCAAI (first-party AI incident response).
Yes. The register lists 3 offerings from Relm Insurance: NOVAAI (standalone policy), PONTAAI (standalone policy) and RESCAAI (standalone policy). Each is confirmed on the issuer's own pages.
What limits does Relm Insurance publish?
Relm Insurance does not publish limits for the offerings we track. Limits are set at underwriting; ask a licensed broker.
How do you buy Relm Insurance's AI cover?
NOVAAI: Licensed brokers; PONTAAI: Licensed brokers; RESCAAI: Licensed brokers. We do not sell insurance or take commissions.
