QBE AI insurance
QBE is a global insurer. It joined Testudo's Lloyd's capacity panel for generative AI liability in February 2026, and Beinsure reports it offers an endorsement with capped cover for EU AI Act fines.
Change history
- Testudo adds Atrium and QBE, lifting limits
Atrium and QBE joined Apollo on Testudo's Lloyd's panel for generative AI liability, taking limits to $9.25M per insured.
Source: Atrium Underwriting Group - QBE reported to offer capped cover for EU AI Act fines
Beinsure, citing the Financial Times, says QBE added an endorsement giving limited cover for EU AI Act fines, capped at 2.5% of the insured limit. The policy line and effective date are not stated.
Trade press. Source: Beinsure
Questions about QBE
What is QBE's position on AI risk?
QBE is a global insurer. It joined Testudo's Lloyd's capacity panel for generative AI liability in February 2026, and Beinsure reports it offers an endorsement with capped cover for EU AI Act fines. We record this as "Covers AI".
Sources
- 1Insurers move to ring-fence AI liability
Beinsure, 2 Feb 2026 - 2Atrium Commits Capacity to Generative AI Liability Insurance
Atrium Underwriting Group, 26 Feb 2026 - 3Testudo expands AI liability capacity to $9.25m
FinTech Global, 9 Mar 2026 - 4Testudo expands AI liability capacity with Atrium and QBE
Coverager, 8 Mar 2026 - 5Exclusive: Testudo to launch Lloyd's capacity-backed GenAI liability offering as AI-related lawsuit filings rise
The Insurer, 15 Jan 2026 - 6Exclusive: Data-driven MGA Testudo to begin underwriting AI risks in 2026
The Insurer, 31 Oct 2025 - 7Testudo launches AI-focused GL cover backed by Lloyd's
Insurance Insider US, undated page - 8Verisk to Roll Out New General Liability Exclusions for Generative AI Exposures
independentagent.com, 21 Oct 2025
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