Covers AIMGAChecked 21 Oct 2026

CFC AI insurance

CFC is a specialist insurance provider that wrote affirmative AI wording into seven of its products in June 2026, including tech E&O, professional liability, media and cyber.

cfc.com

AFFIRMATIVE COVERAI LOSSES NAMEDCOVERS AI

Declarations

Reg. no. 011

Affirmative AI wording across seven products

CFC wrote explicit AI wording into seven existing policies rather than launching a separate AI product: Tech E&O, Professional Liability, eHealth, Intellectual Property, Management Liability, Media and Cyber Proactive Response.

Item 1
Published limit
Not published
Item 2
Type
Endorsement
Item 3
For
Companies that build or use AI
Item 4
How to buy
Built into CFC products
Item 5
Backed by
CFC
Item 6
Who it is for
not stated (financial institutions suite also upgraded)
Item 7
Where
Financial institutions products available worldwide with local variants (Insurance Journal)
Item 8
Launched
25 June 2026
Item 9
Risks named
Hallucinations and model errors, IP and content claims, AI-driven cyber events
Item 10
Record
Confirmed by issuer

What the sources don't say: CFC states no limits or territories. Its Media policy and cyber changes took effect on 30 July 2026. In September 2026 CFC moved most of its financial institutions products onto its Cyber Proactive Response wording, which covers AI-related cyber exposures, and confirmed that IP claims involving AI stay covered if they otherwise qualify.

Latest change 23 Sep 2026. Checked 21 Oct 2026.Sources: CFC, CFC, CFC, Reinsurance News

What CFC's cover names

  • Hallucinations and model errors: Affirmative AI wording across seven products (011)
  • IP and content claims: Affirmative AI wording across seven products (011)
  • AI-driven cyber events: Affirmative AI wording across seven products (011)

Risk names are our labels for what each source describes. Wording, sublimits and exclusions decide what a policy pays.

Change history

  1. CFC confirms affirmative AI cover in its IP policy

    CFC's Intellectual Property policy now confirms that IP claims involving AI stay covered if they otherwise qualify, which CFC says removes ambiguity without changing the policy's scope.

    Source: CFC
  2. CFC moves financial institutions cyber onto AI-aware wording

    Most of CFC's financial institutions products now carry its full Cyber Proactive Response policy, with wording that covers AI-related cyber exposures, unlimited reinstatements and zero excess.

    Source: CFC
  3. CFC writes affirmative AI wording into seven products

    CFC wrote explicit AI wording into seven products, including tech E&O, professional liability, media and cyber, addressing hallucination, AI content and model drift.

    Source: CFC

Questions about CFC

Does CFC sell AI insurance?

Yes. The register lists 1 offering from CFC: Affirmative AI wording across seven products (endorsement). Each is confirmed on the issuer's own pages.

What limits does CFC publish?

CFC does not publish limits for the offerings we track. Limits are set at underwriting; ask a licensed broker.

How do you buy CFC's AI cover?

Affirmative AI wording across seven products: Built into CFC products. We do not sell insurance or take commissions.

Sources

  1. 1CFC launches affirmative AI cover for intellectual property risks
    CFC, 23 Sep 2026
  2. 2CFC strengthens FI suite with CPR and affirmative AI cover
    CFC, 17 Sep 2026
  3. 3CFC responds to customer demand for affirmative AI cover
    CFC, 25 Jun 2026
  4. 4CFC introducing affirmative AI coverage
    Reinsurance News, 26 Jun 2026

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