Coalition's endorsement spells out that AI-caused security failures and deepfake-driven payment fraud are covered under its cyber policies. It was announced in March 2024 as an add-on for eligible surplus and Canadian policies.
Item 1
Published limit
Not published
Item 2
Type
Endorsement
Item 3
For
Companies that use AI
Item 4
How to buy
Through brokers
Item 5
Backed by
Coalition Insurance Company (admitted) / Coalition Insurance Solutions (surplus lines broker), per disclaimer
Item 6
Who it is for
not stated
Item 7
Where
Eligible US Surplus and Canada cyber policies
Item 8
Launched
26 March 2024
Item 9
Risks named
AI-driven cyber events, Deepfake fraud
Item 10
Record
Confirmed by issuer
What the sources don't say: The March 2024 release says the endorsement 'can now be added', but Coalition's current AI page says AI-specific events were added to key policy definitions, so it is unclear whether a separate endorsement form still exists. Limits are not stated. Confirm with Coalition whether the endorsement is still offered.
Latest change 26 Mar 2024. Checked 21 Oct 2026.Sources: Coalition, Coalition
Reg. no. 019
Deepfake Response Endorsement
Coalition's current Active Cyber offering adds a Deepfake Response Endorsement for reputational damage from fake media and an Enhanced Privacy Endorsement for AI-related web privacy claims. The page also maps common AI loss scenarios to existing cyber and tech E&O coverage parts.
Item 1
Published limit
Not published
Item 2
Type
Endorsement
Item 3
For
Companies that build or use AI
Item 4
How to buy
Through brokers
Item 5
Backed by
Not stated for the endorsements; Coalition's enterprise cyber product is described as backed by Allianz-rated capacity
Item 6
Who it is for
Enterprises, SMEs and technology businesses (Tech E&O)
Item 7
Where
Not stated; examples reference the USA and Coalition says policies vary by geography
Item 8
Launched
Not stated
Item 9
Risks named
Deepfake fraud, Privacy and data leakage
Item 10
Record
Confirmed by issuer
What the sources don't say: Coalition's page is undated, carries a 2026 copyright notice and states no change date. It gives no limits, beyond noting that the Enhanced Privacy Endorsement is typically sublimited.
Latest change not dated. Checked 21 Oct 2026.Sources: Coalition
What Coalition's cover names
AI-driven cyber events: Affirmative AI Endorsement (006)
Deepfake fraud: Affirmative AI Endorsement (006) and Deepfake Response Endorsement (019)
Privacy and data leakage: Deepfake Response Endorsement (019)
Risk names are our labels for what each source describes. Wording, sublimits and exclusions decide what a policy pays.
Change history
Coalition adds affirmative AI endorsement to cyber
Adds AI security events to the cyber trigger and extends funds-transfer-fraud cover to deepfake instructions.
Yes. The register lists 2 offerings from Coalition: Affirmative AI Endorsement (endorsement) and Deepfake Response Endorsement (endorsement). Each is confirmed on the issuer's own pages.
What limits does Coalition publish?
Coalition does not publish limits for the offerings we track. Limits are set at underwriting; ask a licensed broker.
How do you buy Coalition's AI cover?
Affirmative AI Endorsement: Through brokers; Deepfake Response Endorsement: Through brokers. We do not sell insurance or take commissions.
