Covers AIInsurerChecked 21 Oct 2026

Mosaic Insurance AI insurance

Mosaic Insurance underwrites AI performance cover for AI vendors, built with Munich Re's aiSure team and launched in February 2026.

mosaicinsurance.com

AFFIRMATIVE COVERAI LOSSES NAMEDCOVERS AI

Declarations

Reg. no. 004

AI performance cover

Mosaic, working with Munich Re's aiSure team, offers cover for financial losses when an AI model misses defined performance thresholds. It targets any company commercialising AI and is meant to complement cyber and tech E&O rather than replace them.

Item 1
Published limit
15M
initial capacity, EUR, USD or CAD
Item 2
Type
Standalone policy
Item 3
For
Companies that build AI
Item 4
How to buy
Through brokers
Item 5
Backed by
Mosaic Insurance using Munich Re's aiSure platform and underwriting expertise (Munich Re's capacity share not stated)
Item 6
Who it is for
AI developers, vendors and providers (industry-agnostic; Reinsurance News adds AI users)
Item 7
Where
Worldwide, through Mosaic's international network
Item 8
Launched
26 February 2026
Item 9
Risks named
Hallucinations and model errors, Model performance and downtime
Item 10
Record
Confirmed by issuer

What the sources don't say: Mosaic's release offers up to EUR, USD or CAD 15 million in initial capacity and names AI developers and vendors as buyers. It does not say how the capacity is shared with Munich Re. No limits per insured or prices are published.

With Munich Re. Latest change 26 Feb 2026. Checked 21 Oct 2026.Sources: Mosaic Insurance, Reinsurance News, Coverager, Munich Re

What Mosaic Insurance's cover names

  • Hallucinations and model errors: AI performance cover (004)
  • Model performance and downtime: AI performance cover (004)

Risk names are our labels for what each source describes. Wording, sublimits and exclusions decide what a policy pays.

Change history

  1. Mosaic and Munich Re launch AI performance cover

    Pays financial losses when an AI model misses defined performance thresholds, with up to 15 million in initial capacity.

    Source: Mosaic Insurance

Questions about Mosaic Insurance

Does Mosaic Insurance sell AI insurance?

Yes. The register lists 1 offering from Mosaic Insurance: AI performance cover (standalone policy). Each is confirmed on the issuer's own pages.

What limits does Mosaic Insurance publish?

AI performance cover: 15M, initial capacity, EUR, USD or CAD.

How do you buy Mosaic Insurance's AI cover?

AI performance cover: Through brokers. We do not sell insurance or take commissions.

Sources

  1. 1Mosaic partners with Munich Re's aiSure to provide pioneering coverage for AI vendors
    Mosaic Insurance, 26 Feb 2026
  2. 2Mosaic and Munich Re introduce AI-specific insurance for developers
    Reinsurance News, 27 Feb 2026
  3. 3Mosaic Insurance partners with Munich Re
    Coverager, 15 Mar 2026
  4. 4aiSure and Insure AI
    Munich Re, undated page

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