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Covers AIMGAChecked 21 Oct 2026

Counterpart AI insurance

Counterpart is a management and professional liability insurer. In November 2025 it added explicit cover for mistakes made by AI tools to its small-business professional liability lines, plus a technology E&O insuring agreement.

yourcounterpart.com

AFFIRMATIVE COVERAI LOSSES NAMEDCOVERS AI

Declarations

Reg. no. 016

Affirmative AI Coverage

Counterpart extended its small-business professional liability lines with explicit cover for mistakes made by AI tools the insured uses or relies on. It also added a technology E&O insuring agreement.

Item 1
Published limit
Not published
Item 2
Type
Endorsement
Item 3
For
Companies that use AI
Item 4
How to buy
Through brokers
Item 5
Backed by
Not stated
Item 6
Who it is for
SMB: small businesses, startups, and professionals using AI in services (consultants, insurance agents, financial advisors)
Item 7
Where
Not stated
Item 8
Launched
21 November 2025
Item 9
Risks named
Hallucinations and model errors, Bias and discrimination
Item 10
Record
Confirmed by issuer

What the sources don't say: Counterpart is backed by five A-rated carriers, including Aspen, Markel and Westfield Specialty, but the release does not say which one writes this cover. Limits, territory and effective date are not stated.

Latest change 21 Nov 2025. Checked 21 Oct 2026.Sources: Business Wire

What Counterpart's cover names

  • Hallucinations and model errors: Affirmative AI Coverage (016)
  • Bias and discrimination: Affirmative AI Coverage (016)

Risk names are our labels for what each source describes. Wording, sublimits and exclusions decide what a policy pays.

Change history

  1. Counterpart adds affirmative AI cover for professionals

    Explicit cover for errors from AI tools across miscellaneous professional liability and allied health, plus a new tech E&O insuring agreement.

    Source: Business Wire

Questions about Counterpart

Does Counterpart sell AI insurance?

Yes. The register lists 1 offering from Counterpart: Affirmative AI Coverage (endorsement). Each is confirmed on the issuer's own pages.

What limits does Counterpart publish?

Counterpart does not publish limits for the offerings we track. Limits are set at underwriting; ask a licensed broker.

How do you buy Counterpart's AI cover?

Affirmative AI Coverage: Through brokers. We do not sell insurance or take commissions.

Sources

  1. 1Counterpart homepage
    Counterpart, undated page
  2. 2[Counterpart PL expansion and AI coverage release; headline not captured]
    Business Wire (Counterpart), 14 Jul 2026
  3. 3Counterpart Introduces Agentic Insurance, Pioneering AI-Powered Management and Professional Liability Systems
    FinTech Futures (Counterpart release), 13 Mar 2025
  4. 4Counterpart raises $50m Series C to tackle AI-era business risks
    FinTech Global, 29 Apr 2026
  5. 5Counterpart addresses critical coverage gap with affirmative AI coverage
    Business Wire, 21 Nov 2025

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