Declarations: 2 offerings
Reg. no. 024Technology Professional Indemnity with affirmative AI cover
Hiscox UK rewrote its technology professional indemnity wording so that client claims arising from the insured's use of AI, including generative AI, are expressly covered. The earlier wording did not specifically address them.
Item 1- Published limit
- Not published
Item 3- For
- Companies that build AI
Item 4- How to buy
- Not stated
Item 6- Who it is for
- Technology businesses including software developers (eligibility not stated)
Item 9- Risks named
- Hallucinations and model errors, IP and content claims
Item 10- Record
- Confirmed by issuer
What the sources don't say: The new wording is form 22413 WDPROF-UK-TEC(2), replacing WD-PROF-UK-TEC(1). Hiscox's pages give no launch date; its AI factsheet is marked correct as at 14 May 2025. The GBP 10M figure on Hiscox's broker page is its general technology professional indemnity limit, not an AI-specific limit.
Reg. no. 028AI endorsement on E&O, with Corix
Vouch says it can place E&O for AI companies with an AI-specific endorsement from Corix, which it describes as a division of Hiscox. The endorsement covers IP claims over training data or model outputs, bias and discrimination claims, regulatory defence costs and errors in AI model performance.
Item 1- Published limit
- Not published
Item 3- For
- Companies that build AI
Item 4- How to buy
- Through Vouch
Item 5- Backed by
- Corix, described by Vouch as a division of Hiscox
Item 6- Who it is for
- AI companies
Item 9- Risks named
- IP and content claims, Bias and discrimination, AI regulatory fines and defence, Model performance and downtime
Item 10- Record
- Confirmed by issuer
What the sources don't say: Vouch's page is undated and states no limits. We have not seen Corix's or Hiscox's own wording.
What Hiscox's cover names
- Hallucinations and model errors: Technology Professional Indemnity with affirmative AI cover (024)
- IP and content claims: Technology Professional Indemnity with affirmative AI cover (024) and AI endorsement on E&O, with Corix (028)
- Bias and discrimination: AI endorsement on E&O, with Corix (028)
- AI regulatory fines and defence: AI endorsement on E&O, with Corix (028)
- Model performance and downtime: AI endorsement on E&O, with Corix (028)
Risk names are our labels for what each source describes. Wording, sublimits and exclusions decide what a policy pays.
Questions about Hiscox
Does Hiscox sell AI insurance?
Yes. The register lists 2 offerings from Hiscox: Technology Professional Indemnity with affirmative AI cover (endorsement) and AI endorsement on E&O, with Corix (endorsement). Each is confirmed on the issuer's own pages.
What limits does Hiscox publish?
Hiscox does not publish limits for the offerings we track. Limits are set at underwriting; ask a licensed broker.
How do you buy Hiscox's AI cover?
AI endorsement on E&O, with Corix: Through Vouch. We do not sell insurance or take commissions.
